Financial Tools

We’re looking for general and scalable financial tools to facilitate cash transfers and interest free loan management. Reach out if you have a solution you think will work.

Community Tools

We’re developing discussion materials communities may find useful as they help their members engage. Reach out if you’d like to get involved in developing these. The 12 topics in each category are for illustration only. We’d welcome feedback from experts in these areas. We are interested in developing versions targeting youth and adults.

Strong Foundations: Habits for Health & Stability

Practical habits to support personal well-being, resilience, and opportunity.

  1. Why Sleep Matters (Especially When Life Is Hard)
    Understand how sleep impacts decision-making and health, with tips for better rest on a budget.

  2. Eating on a Budget Without Feeling Deprived
    Learn affordable, nutritious meal ideas and strategies to make food feel abundant.

  3. Simple Ways to Move Your Body (Even When You're Tired)
    Explore low-effort physical activities to boost energy and mood, no gym required.

  4. Decision Fatigue and the Power of Daily Routines
    Create simple routines to reduce mental overload and stay focused.

  5. The Link Between Stress, Food, and Spending
    Uncover how stress influences choices and learn tools to manage it.

  6. Time as a Tool: Planning Ahead to Make Life Easier
    Master basic planning techniques to reduce chaos and save energy.

  7. Budgeting Without Shame: A Simple Path to Control
    Develop a judgment-free approach to managing money with practical tools.

  8. How to Build an Emergency Fund (Even a Tiny One)
    Start small to create a financial safety net for unexpected challenges.

  9. Coping with Anxiety: Simple Tools for Tough Days
    Discover accessible techniques to manage anxiety and build emotional resilience.

  10. Building a Support Network on a Budget
    Connect with others for mutual support without financial strain.

  11. Mindful Spending: Making Choices That Feel Good
    Align spending with personal values to feel more in control and satisfied.

  12. Self-Care Without the Price Tag
    Explore free or low-cost ways to prioritize mental and physical well-being.

Clear Thinking & Civic Connection

Building trust, truth, and shared power in community life.

  1. Recognizing Logical Fallacies in Real Conversations
    Spot common thinking traps in discussions to communicate more clearly.

  2. Cognitive Biases: How They Trick Us (and How to Respond)
    Understand how biases shape decisions and learn to think more critically.

  3. How to Spot Manipulation in Ads, Politics, and Social Media
    Identify persuasive tactics to make informed choices.

  4. How Policies Affect You: Breaking It Down
    Explore how policies impact daily life and how to engage with them.

  5. Power and Persuasion: The Good, the Bad, and the Coercive
    Learn to recognize healthy influence versus manipulation in relationships.

  6. How to Disagree Without Disconnecting
    Practice constructive disagreement to maintain strong community ties.

  7. Why Your Voice Matters: Voting and Beyond
    Discover ways to influence change through voting and community action.

  8. The Value of Diverse Perspectives (Even When It’s Hard)
    Embrace different viewpoints to strengthen community problem-solving.

  9. Finding Belonging Without Groupthink
    Build authentic connections without losing your individuality.

  10. How to Build Trust in Divided Communities
    Foster trust through open communication and shared goals.

  11. Navigating Online Information: What’s Trustworthy?
    Develop skills to evaluate digital content and avoid misinformation.

  12. Listening to Understand: The Key to Better Conversations
    Practice active listening to deepen community connections.

Future of Work & Lifelong Learning

Thriving in a Changing Work World

  1. Is a Robot Taking My Job? What’s Really Happening with AI
    Understand where automation is showing up—and where human jobs are growing.

  2. Using AI Instead of Fighting It
    Learn how tools like ChatGPT, Canva, and others can help you work smarter and faster.

  3. Skills That Can’t Be Replaced
    From empathy to creativity, learn what machines still can’t do.

  4. The New Way to Learn: Fast, Cheap, and Real
    Find real-world learning options that don’t waste your time or money.

  5. Certs > Degrees? Options After High School
    Explore short-term training and certifications that get real results.

  6. Work Without a Boss: Gig Work, Freelance, and Side Hustles
    Know your options—and the trade-offs—when going independent.

  7. From TikTok to Paycheck: Turning What You Love Into Income
    Explore creative ways to earn from your passions and skills.

  8. How to Get Noticed When You Don’t Have Experience
    Build a personal brand and show off what you know—even if you’re just starting out.

  9. Stress, Hustle, and Burnout: How to Keep Your Head Straight
    Mental health tips for working and learning in a nonstop world.

  10. Finding Your Next Move: What Skill Should You Learn?
    Use simple tools to figure out what jobs are growing and what fits you.

  11. Reading Between the Lines of Job Ads and Algorithms
    Learn how hiring really works and how to beat the filters.

  12. Building Your Team: Why Connections Matter More Than Ever
    Who you know helps more than you think—here’s how to build your crew.

Growing Together: Stories, Feedback, & Shared Ownership

Helping communities learn from each other and grow with purpose.

  1. How to Measure Success Without Losing the Human Story
    Balance data and personal stories to track program impact.

  2. The Power of Personal Testimonies in Program Growth
    Use storytelling to inspire and strengthen community bonds.

  3. What Makes a Program Scalable (and What Doesn’t)
    Learn what helps programs grow without losing their core.

  4. Collecting Feedback That Feels Empowering, Not Extractive
    Gather input in ways that respect and uplift participants.

  5. Telling Your Story Without Sharing What’s Not Yours
    Share experiences ethically while protecting privacy.

  6. How to Welcome New Members Without Losing Your Values
    Integrate newcomers while preserving community identity.

  7. Celebrating Progress Without Comparison
    Focus on individual and collective growth, not competition.

  8. What We Wish We Knew When We Started: Lessons Learned
    Share and learn from past experiences to improve programs.

  9. The Role of Trust in Program Sustainability
    Build trust to ensure long-term community commitment.

  10. From Participant to Leader: Building Ownership From Within
    Empower participants to take on leadership roles.

  11. Resolving Community Disagreements Fairly
    Use fair, constructive methods to address conflicts.

  12. Leveraging Your Community’s Strengths
    Identify and build on cultural and social assets for collective growth.